Effective Date: Jan 3rd, 2022
Last Revision Date: Jan 3rd, 2022
THIS ELECTRONIC RECORD IS GENERATED BY A COMPUTER SYSTEM AND DOES NOT REQUIRE ANY PHYSICAL OR DIGITAL SIGNATURES.
This Website with the URL of www.harmoney.in (“Website/Site”) is operated by HRMNY PTE. LTD., a company registered in Singapore, via its subsidiary, YENOMRAH TECHNOLOGIES PVT LTD, a Company incorporated under the Companies Act 2013, having its registered office at 103, Dom Ann Villa, NP Thakkar Road, Vile Parle (East), Mumbai 400057 (hereinafter referred to as “Harmoney” or the “Company” or "We/Our/Us"). We are committed to protecting and respecting your privacy. We do collect your personal information and process your personal data in accordance with the IT Act, 2000 and other Indian national and state laws which relate the processing of personal data. Please read the following carefully to understand our views and practices regarding your personal data.
We collect your personal information in order to provide and continually improve our products and services (“Services”).
Harmoney works with third party distribution platforms (hereinafter referred to as “Harmoney Partners”) for the purpose of providing Our Services.
All partner firms and any third-party working with or for Us, and who have access to personal information, will be expected to read and comply with this policy. No third party may access or process sensitive personal information held by Us without having first entered into a confidentiality agreement.
We collect information primarily to provide better services to all of our customers. We collect the following information from you when you use or signup on our Website:
Information This includes but is not limited to your name, email, phone number, address, date of birth, gender or other similar heads of information that allow us to accurately identify you;
Financial and KYC information (such as passport, driving licence, proof of possession of Aadhaar number, Voter's Identity Card issued by the Election Commission of India, job card issued by NREGA duly signed by an officer of the State Government, or letter issued by the National Population Register containing details of name and address); Demat account details; Bank account details;
This includes information such as historical data of your investments on the Website or via a Harmoney Partner. This information is collected to allow the Company to understand your investment activity which in turn informs and allows the Company to provide better investment services to you; This also includes your interactions on the Website, with our representatives or the representatives of Harmoney Partners;
We may collect information about your mobile or computing device, operating system, browser information, IP address, files accessed, errors generated, timezone, and mobile network information or other similar heads of information collected when you visit the Website.
You understand that the User Information collected by the Company, may be collected in the following ways:
Cookies are files that would be placed in your computer system’s hard
drive and browser and are intended to improve your experience when you
use Services, by enabling the Company to track your usage and
preferences. These cookies may track your usage of the Services,
advertisements and links that you visit and other User Information. Most
cookies the Company uses are limited to a session, which mean they will
be automatically deleted when your session closes. You may decline these
cookies by changing your settings, if permitted. However do note that
doing so may impact certain features of the Services or your experience
while using the Services.
The information that we collect from you will be used:
As a User of the Services, you also have the responsibility to ensure data security. You should use the Services offered in a responsible manner. Do not share your username or password with any person. You are solely responsible for all acts done under the username you are registered under.
Given the nature of internet transactions, the Company does not take any responsibility for the transmission of information over the internet including User Information shared and collected. You acknowledge that transmission of User Information on the internet is done at your risk. The Company does not take any responsibility for you or any third party circumventing the privacy settings or security measures it has in place or those provided to you during the use of the Services.
While the Company will use all reasonable efforts to ensure that the User Information and other information submitted by you is safe and secure, it offers no representation, warranties or other assurances that the security measures are adequate, safe, fool proof or impenetrable.
You can change, alter of otherwise modify or update certain types of User Information at any time if the information is factually incorrect or has changed by changing the information in your User account or by contacting us. For example, you can ask the Company to update your telephone number or email address.
You may also change and/or delete any of the information you have submitted. Do note however, the Company reserves its rights to retain any information pertaining to your usage of the Services and information that you have shared with the Harmoney Partners as is necessary to ensure the proper and accurate functioning of the Services.
The Company at its sole discretion may permit or deny the change of any information, if it is believes the same is required to observe applicable laws.
The Services provided by the Company or the Harmoney Partner (as applicable) are only intended for Users who are 18 years of age or older. If you are not of the requisite age you are not to provide any User Information or other information to the Company. If it comes to the Company’s attention, that any User Information or information shared pertains to an individual under the age of 18 years, such User Information or information will be deleted without notice to you.
We may change this policy from time to time. If we make any changes to this policy, we will change the "Last Updated" date above. You agree that your continued use of our services after such changes have been published to our services will constitute your acceptance of such revised policy.
If you wish to place a complaint with regard to privacy requirements or laws, access any of your Information that we hold or would like to correct any errors in your User Information, please contact us at email@example.com so that we can consider and respond to your request. All requests will be addressed no later than thirty (30) days from the date such a request is made.