Terms and conditions
Terms and conditions
Last updated:
Last updated:
Aug 11, 2025
Aug 11, 2025
THIS ELECTRONIC RECORD IS GENERATED BY A COMPUTER SYSTEM AND DOES NOT REQUIRE ANY PHYSICAL OR DIGITAL SIGNATURES.
These Terms and Conditions (hereinafter the "Terms") constitute a binding agreement between the Customer, which expression shall include any User using and accessing the Services on behalf of the Customer (‘Customer’ or ‘You’) and the applicable Harmoney entity, namely HRMNY Pte Ltd or its subsidiaries, as per the jurisdiction of the Customer defined in the table below, (hereinafter referred to as “Harmoney” or the “Company” or "We/Our/Us" which expression shall include where appropriate its affiliates, successors and assignees). Harmoney and the Customer are individually referred to as Party and collectively as Parties.
These Terms shall govern your access to and use of www.harmoney.in (the “Website”) and/or any other services that may be rendered by Harmoney (collectively referred to as “Services”). This Agreement applies to all current and future orders for Services submitted online or pursuant to an Order Form executed between the Parties.
For the purposes of these Terms, "Harmoney" shall mean the Harmoney entity specified for the Customer Jurisdiction. The relevant governing law, jurisdiction, and venue of arbitration applicable to each Harmoney entity are set out in the Jurisdiction section.
Definitions
“Customer” means the individual or legal entity that has registered an account on the Website. Where the Customer is a legal entity (non-individual), it shall ensure that any employee, agent, or other individual using or accessing the Website on its behalf (a “User”) is duly authorized to do so and has the legal authority to bind the Customer to these Terms. Additionally, the Customer shall be responsible for all acts and omissions of such Users in connection with these Terms.
“Order Form” shall mean the form executed between the Parties with the details of the Services opted for by the Customer, including any statement of work, with relevant Service terms, pricing and payment terms. Separate Order Forms may be executed for different Services and Order Forms may be updated or modified from time to time.
Assent and Acceptance
By using the Services you agree to be legally bound by these Terms including those additional terms and conditions, and policies referenced herein and/or available by hyperlink and if You do not agree to be bound by these Terms, you shall cease to use the Services immediately.
Supplemental terms as may apply to certain Services will be disclosed to you in connection with the applicable Service(s)and are in addition to, and shall be deemed a part of, these Terms for the purposes of the applicable Service(s). Supplemental terms shall prevail over these Terms in the event of a conflict with respect to the applicable Services.
Harmoney may, at its sole discretion, amend these Terms or policies pertaining to the use of the Services from time to time and unless otherwise notified, amendments will be effective when the Company posts such updated Terms or the amended policies on the Website. In case of any changes to these Terms, we will change the "Last Updated" date above. Your continued access or use of the Services after such posting constitutes your consent to be bound by the Terms, as amended.
Services
Subject to your compliance with these Terms, Harmoney grants You a limited, non-exclusive, revocable, non-transferrable right to access and use the Services and any content, information and related materials that may be made available through the Services solely for your internal and lawful business purposes. Any rights not expressly granted herein are reserved by Harmoney
The Services may be updated from time to time, without adversely affecting the continued use of the Services. Harmoney makes no representations as to future features and functionalities, irrespective of public or private announcements or statements or comments made in this regard.
Certain files of information may be made available for download during the use of the Services. Such files of information are subject to these Terms and except where expressly permitted by Harmoney to do so, the information or any part of it may not be copied, reproduced, republished, downloaded, posted, broadcast or transmitted in any other way to any third parties for commercial gain.
Harmoney may make new optional functions/features (that are not part of the Services opted by the Customer) available to Customers free of charge. Such functions/features are made available at the sole discretion of Harmoney. They may be altered, restricted, suspended or cancelled at any time without notice by Harmoney in its sole discretion.
Customer represents, covenants, and warrants that Customer will use the Services only in compliance with Harmoney’s standard published policies available on this Website at www.harmoney.in including but not limited to these Terms, Privacy Policy and Code for Communication Services then in effect (the “Policy”) and all applicable laws and regulations. Wherever applicable, the Customer shall also comply with the Third party provider terms available at www.harmoney.in/third-party-terms outlining the use and restrictions on use of data of the applicable Third party providers.
Eligibility
You represent and warrant that You are legally eligible to agree to these Terms. The Company assumes no responsibility or liability for any misrepresentation of Your legal eligibility.
The Services are not offered to individuals or entities located in, resident in, or otherwise subject to the data protection laws of the European Union (EU), European Economic Area (EEA), the United Kingdom (UK), or any other jurisdiction where the General Data Protection Regulation applies. If you are accessing our services from the EU, EEA or UK, you are prohibited from using our Services and must discontinue use immediately.
Registration of Account
In order to use the Services, you must register for and maintain a service account (“Account”) on the Website.
You are responsible for all activity that occurs under your Account, and You agree to maintain the security and secrecy of your Account username and password at all times. You shall notify Harmoney immediately if you notice any actual or suspected security breach, unauthorised usage of Your account, or any similar incident, by sending an email to infosec@harmoney.in. You acknowledge and agree that any misuse of your Account for reasons not attributable to Harmoney shall be to your account and You will be liable for any and all liabilities incurred as a result of such misuse.
Payment of Fees
The Customer will pay Harmoney the applicable Fees as mentioned in each Order Form for the Services in accordance with the terms therein. The Fees are due and payable throughout each Service Term as per the terms set out in the Order Form.
All fees are non-cancellable and non-refundable, except as specifically provided in these Terms.
If Customer believes that Harmoney has billed Customer incorrectly, Customer must contact Harmoney no later than 60 days after the closing date on the first billing statement in which the error or problem appeared, in order to receive an adjustment or credit. Inquiries should be directed to Harmoney's customer support department by writing to support@harmoney.in.
Confidentiality and Proprietary Rights
Each Party (the “Receiving Party”) understands that the other Party (the “Disclosing Party”) has disclosed or may disclose business, technical, or financial information relating to the Disclosing Party or its business (hereinafter referred to as “Proprietary Information” of the Disclosing Party). Proprietary Information of Harmoney includes non-public information regarding features, functionality, and performance of the Services. Proprietary Information of Customer includes non-public data provided by the Customer to Harmoney to enable the provision of the Services. The Receiving Party agrees: (i) to take reasonable precautions to protect such Proprietary Information, and (ii) not to use (except in performance of the Services or as otherwise permitted herein) or divulge to any third person any such Proprietary Information. The Disclosing Party agrees that the foregoing shall not apply with respect to any information that (a) is or becomes generally available to the public, or (b) was in its possession or known by the Receiving Party prior to receipt from the Disclosing Party, or (c) was rightfully disclosed to the Receiving Party without restriction by a third party, or (d) was independently developed without use of any Proprietary Information of the Disclosing Party or (e) is required to be disclosed by law.
Harmoney shall have the right to collect, store, and analyze the data entered or generated during the course of using the Services by the Customer and other information relating to the provision, use, and performance of various aspects of the Services and related systems and technologies (“Customer Data”) in the manner listed below.
The Customer shall own all right, title, and interest in and to the Customer Data. Harmoney shall retain all right, title and interest in and to (a) the Services, all improvements, enhancements, or modifications thereto, (b) any software, applications, inventions, or other technology developed in connection with the Services, and (c) all intellectual property rights related to any of the foregoing and nothing in these Terms shall be deemed to assign or otherwise transfer the ownership of any Intellectual Property rights from one party to another.
Notwithstanding anything to the contrary, Harmoney will be free (during and after the term hereof) to (i) use the Customer Data to improve and enhance the Services and for other development, diagnostic and corrective purposes in connection with the Services and (ii) create aggregated, anonymized or de-identified forms of Customer Data and make such data available for analysis and other business purposes. For the avoidance of doubt, aggregated, de-identified or anonymized data will never identify the Customer, User, or any individual and shall not be considered Customer Data as defined in this Agreement.
Harmoney reserves the right at all times to disclose any information, including Customer Data and Proprietary Information, when compelled to do so by any applicable law, regulation, regulatory, legal process, or governmental request; however, Harmoney shall, if permissible, provide Customer notice of the same.
Harmoney shall promptly notify the Customer if Harmoney knows or has reason to believe that there has been any misuse, compromise, loss, or unauthorized disclosure or acquisition of, or access to any Customer information or account (an “Information Security Breach”). Upon any discovery of an Information Security Breach, Harmoney shall investigate, remediate, and mitigate the effects of the Information Security Breach.
Restrictions
You agree to not use the Services for any unlawful purpose or any purpose prohibited hereunder or in any way that could damage the Services or general business of Harmoney. If you do not comply with these Terms, Harmoney may suspend or terminate your access to the Services, in addition to Harmoney’s right to seek recourse, including financial recourse.
You shall not:
use the Services in any manner except as expressly provided in these Terms or in violation of applicable laws, regulations, and market conventions. You are responsible for obtaining and maintaining all authorisations, consents and licenses that may be necessary to receive or use the Services.
provide any unauthorised third parties with access to the Services; or re-sell, grant any rights to third parties to the Services, lease, time-share, lend or rent the Services
act in a manner that shall be detrimental to the interests of other customers of Harmoney or do any acts that are in violation of applicable laws including applicable regulatory requirements
perpetrate any fraud or use the Services for any unlawful purpose or to solicit others to perform or participate in any unlawful acts.
use false name or details, misrepresent your role or who you work for, or otherwise deceive Harmoney or other users
use the Services to conduct or execute any transactions or trades in a fraudulent manner, use any manipulative or deceptive device, employ any scheme to defraud or engage in any practice which would amount to defrauding any person or which would be in contravention of applicable securities laws or Exchange directions.
remove any copyright, trademark or other proprietary notices from any portion of the Services;
copy, reproduce, modify, merge the software contained within the Services, prepare derivative works based upon the software, or distribute, license, lease, sell, resell, transfer, publicly display, publicly perform, transmit, stream, broadcast or otherwise exploit the Services or any part thereof, except as expressly permitted by Harmoney;
create, re-create, re-engineer, reverse engineer, decompile, disassemble or otherwise attempt to discover the source code, object code or underlying structure, ideas, know-how, or algorithms relevant to the Services or any software, documentation or data related to the Services;
cause or launch any programs or scripts for the purpose of data scraping, indexing, extraction, surveying, or otherwise data mining any portion of the Services or unduly burdening or hindering the operation and/or functionality of any aspect of the Services or any other computer system including by introduction of any virus, Trojan horses, worms, time bombs or such material;
attempt to gain unauthorized access to or impair any aspect of the Services or its related systems or networks;
do any such acts during the use of the Services, which may result in the blacklisting of any of our IP addresses.
You may not remove or export from or allow the export or re-export of the Services, software, or anything related thereto, or any direct product thereof in violation of any restrictions, laws, or regulations applicable to Harmoney.
Harmoney shall have the ongoing right to monitor your use of the Services to the extent required to determine your compliance with these Terms. Any activity done through the Services in violation of these Terms is done at your own risk. Harmoney reserves the right to terminate your use of the Services for violating any of the Terms mentioned herein.
Data Loss
Harmoney does not accept responsibility for the security of Your account or content. You agree that Your use of the Services is at Your own risk.
Third Party Links and Content
Harmoney may occasionally post links to third-party websites or other services. You agree that Harmoney is not responsible or liable for any loss or damage caused as a result of Your use of any third party services linked to from the Services.
Service Interruptions
Harmoney may need to interrupt Your access to the Services to perform maintenance or emergency services on a scheduled or unscheduled basis. You agree that Your access to the Services may be affected by unanticipated or unscheduled downtime, and that Harmoney shall have no liability for any damage or loss caused as a result of such downtime.
Communication
By agreeing to these Terms, you consent to receive communications including e-mail messages regarding these Terms, as well as information about product updates and services offered by Harmoney. Communication can also be by posting any notices on the Website. You agree that the communications sent to You by Harmoney shall not be construed as spam or bulk under any law prevailing in any country where such communication is received.
Privacy
You understand that by using the Service, you consent and agree to the collection and use of certain information about You in accordance with Harmoney’s Privacy Policy as available on the Website and these Terms. Harmoney’s Privacy Policy applies to Your personal information collected under these Terms. You further understand and agree that this information may be transferred to the other countries in an anonymized form for storage and analytical purposes by Harmoney, its affiliates, and/or their service providers in accordance with applicable law.
Disclaimer and Assumption of Risk
The Services are provided as a solution for viewing market information, communicating electronically and trade execution management. Harmoney acts solely as a conduit and processor of data received from third-party data providers. Harmoney does not originate or validate such data and assumes no responsibility for any errors, omissions, inaccuracies, or delays in the data as received or relayed. Harmoney does not hold any responsibility for errors or mistakes that may result in loss or damage to You. You acknowledge and agree that any information given or generated while using the Services is not intended to be legal, business, investment, tax or financial advice and Harmoney shall not assume responsibility or liability for the same.
Harmoney cannot guarantee that outputs generated using artificial intelligence will be 100% accurate and/or free from hallucinations or will accurately or completely reflect facts. The output should not be considered as professional advice or recommendation. The Customer acknowledges and agrees that it remains responsible for reviewing and approving all final outputs prior to making decisions based on the outputs or any public disclosure, regulatory submission, or dissemination of such outputs. You accept and agree that any use of information generated from the use of the Services is at your sole risk and you will not rely on such information as a sole source of truth or factual information, or as a substitute for professional advice.
Term and Termination
This Agreement takes effect when you click an “I Agree” button or check box presented with these terms or, when you use any of the Services, whichever is earlier, (the “Effective Date”). This Agreement shall continue to be in effect until:
Expiry or termination of all Order Forms executed between the Parties.
Terminated by either Party, upon thirty (30) days’ prior written notice (or without notice in the case of nonpayment), if the other party breaches any of the terms or conditions of this Agreement including, but not limited to, violating the intellectual property rights of Harmoney or a third party, failing to comply with applicable laws or other legal obligations, and/or publishing or distributing illegal material, in addition to any legal remedies available to the Parties.
Terminated by the Customer with immediate effect if it does not agree to any amendment to these Terms by giving prior written notice within 30 days of such amendment.
In the absence of an Order Form executed between the Parties, either Party may terminate this Agreement by giving 60 days’ prior written notice.
It is hereby clarified You will pay in full for the Services up to and including the last day on which the Services are provided.
If You terminate this Agreement due to a breach by Harmoney under clause (b) or pursuant to clause (c), You will be refunded any prepaid fees for the unutilised term of the Services post termination.
Upon termination of these Terms, all accrued rights and obligations of the Parties, and any provisions that would be expected to survive termination by their nature including, without limitation, accrued rights to payment, confidentiality obligations, warranty disclaimers, and limitations of liability shall remain in full force and effect. Upon termination of this Agreement, all Order Forms executed between the Parties will automatically terminate.
Limited Warranty
Harmoney makes no warranties that the Services will be uninterrupted, error-free, or secure. However, Harmoney shall use reasonable efforts to maintain the Services in a manner that minimizes errors and interruptions in the Services. The Services may be temporarily unavailable for scheduled maintenance or for unscheduled emergency maintenance, either by Harmoney or by third-party providers, or for reasons beyond Harmoney’s control. However, Harmoney shall use reasonable efforts to provide advance notice in writing or by e-mail of any scheduled service disruption.
You agree that Your use of the Services is at Your sole and exclusive risk and that the Services and all information, software, products, services and related graphics provided through the Services is on an "as is" and "as available" basis. Harmoney expressly disclaims all warranties, expressed or implied including, without limitation, all implied warranties of accuracy, reliability, merchantability, fitness for a particular purpose, title and non-infringement. You agree that any and all losses or damages that may occur to You from Your use of the Services including any loss of Your data is Your sole responsibility and that Harmoney is not liable for any such damage or loss.
Harmoney warrants that, during the term of this agreement, Harmoney will employ commercially reasonable system security measures. While Harmoney uses industry standard information security measures to protect the Service from viruses and malicious attacks, Harmoney does not represent or guarantee that the Service or the results from accessing, availing or downloading of any information from this site will be free from loss, corruption, attack, viruses, interference, hacking, or other security intrusion, and Harmoney disclaims any liability relating thereto to the extent that such loss, corruption, attack, viruses, interference, hacking, or other security intrusion occur despite Harmoney using the information security measures. Except as expressly set forth in this section, Harmoney makes no representation, warranty, covenant or agreement that its security measures will be effective and neither Harmoney nor its affiliates shall have any liability for the breach of its security measures, or the integrity of the systems or Harmoney’s computer servers, unless caused by the wilful misconduct or gross negligence of its employees.
Indemnity
You agree to defend, indemnify and hold harmless Harmoney, its affiliates, its officers, directors, employees and agents from and against any and all claims, damages, obligations, losses, liabilities, debts, settlements and costs (including reasonable attorney’s fees), brought against Harmoney by third parties arising from (i) Your use of and access of the Services; (ii) Your violation of these Terms; (iii) Your violation of any third party right, including without limitation any Intellectual property, proprietary, confidentiality, or privacy right; or (iv) any claim that any information, content, messages You submitted through the Services caused damage. Your indemnification obligation under this Indemnity Section will survive termination of this Agreement and Your use of the Services.
Harmoney shall hold You harmless from liability to third parties resulting from infringement by the Services of any patent or any copyright or misappropriation of any trade secret, provided Harmoney is promptly notified of any and all threats, claims, and proceedings related thereto and given reasonable assistance and the opportunity to assume sole control over defense and settlement. Harmoney will not be responsible for any settlement it does not approve in writing. The foregoing obligations do not apply with respect to portions or components of the Services (i) not supplied by Harmoney, (ii) made in whole or in part in accordance with Customer specifications, (iii) that are modified after delivery by Harmoney, (iv) combined with other products, processes or materials where the alleged infringement relates to such combination, (v) where the Customer continues allegedly infringing activity after being notified thereof or after being informed of modifications that would have avoided the alleged infringement, or (vi) where the Customer’s use of the Services is not strictly in accordance with this Agreement. If, due to a claim of infringement, the Services are held by a court of competent jurisdiction to be or are believed by Harmoney to be infringing, Harmoney may, at its option and expense (a) replace or modify the Services to be non-infringing provided that such modification or replacement contains substantially similar features and functionality, (b) obtain for Customer a license to continue using the Services, or (c) if neither of the foregoing is commercially practicable, terminate this Agreement and Customer’s rights hereunder and provide Customer a refund of any prepaid, unused fees for the Service.
Limitation on Liability
NOTWITHSTANDING ANYTHING TO THE CONTRARY, EXCEPT FOR BODILY INJURY OF A PERSON, HARMONEY AND ITS SUPPLIERS (INCLUDING BUT NOT LIMITED TO ALL EQUIPMENT AND TECHNOLOGY SUPPLIERS), AFFILIATES, DIRECTORS, OFFICERS, REPRESENTATIVES, CONTRACTORS AND EMPLOYEES SHALL NOT BE RESPONSIBLE OR LIABLE WITH RESPECT TO ANY SUBJECT MATTER OF THIS AGREEMENT OR TERMS AND CONDITIONS RELATED THERETO UNDER ANY CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHER THEORY: (A) FOR ERROR OR INTERRUPTION OF USE OR FOR LOSS OR INACCURACY OR CORRUPTION OF DATA, LOSS OF OPERATION TIME OR COST OF PROCUREMENT OF SUBSTITUTE GOODS, SERVICES OR TECHNOLOGY; INCREASED COSTS OR WASTED EXPENDITURE (B) FOR LOSSES OR DAMAGES OF ANY SORT WHATSOEVER, MORE PARTICULARLY: (i) TRADING, MARKET OR PORTFOLIO LOSSES; OR, (ii) LOSS OF BUSINESS, LOSS OF PROFITS, CONTRACTS, OR REVENUES, LOSS OF OR DAMAGE TO GOODWILL, OR LOSS OF ANTICIPATED SAVINGS; (C) FOR ANY UNINTENDED OR UNFORESEEN RESULTS OBTAINED FROM THE SERVICES (D) FOR ANY MATTER BEYOND HARMONEY’S REASONABLE CONTROL; OR (E) FOR ANY AMOUNTS THAT, TOGETHER WITH AMOUNTS ASSOCIATED WITH ALL OTHER CLAIMS, EXCEED THE FEES PAID BY CUSTOMER TO HARMONEY FOR THE SERVICES UNDER THIS AGREEMENT IN THE 12 MONTHS PRIOR TO THE ACT THAT GAVE RISE TO THE LIABILITY, IN EACH CASE, WHETHER OR NOT HARMONEY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
IN NO EVENT SHALL EITHER HARMONEY, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS OR AFFILIATES OR YOU BE LIABLE, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGE OF ANY NATURE WHATSOEVER OR HOWSOEVER ARISING OUT OF THIS AGREEMENT.
General Provisions
Assignment
You cannot assign or otherwise transfer your rights or obligations under this Agreement to any third party without the prior written consent of Harmoney. Harmoney may transfer and assign any of its rights and obligations under this Agreement without consent from the Customer.
Jurisdiction and Governing Law
The Parties hereby agree that this Agreement shall be governed by and construed in accordance with the laws applicable to Harmoney and all disputes that arise under this Agreement shall be subject to the exclusive jurisdiction of the competent courts that Harmoney is subject to, as mentioned in the table below.
Customer Jurisdiction | Name of Harmoney entity (‘Harmoney’) | Address | Jurisdiction of courts | Governing Law | Venue of arbitration |
|---|---|---|---|---|---|
India | Yenomrah Technologies Pvt Ltd | 103, Dom Ann Villa, NP Thakkar Road, Vile Parle (East), Mumbai 400057 | The courts in Mumbai, India | Laws of India | Mumbai, India |
Rest of the world | HRMNY Pte Ltd | 77, High Street #09-11, High Street Plaza, Singapore 179433 | The courts of Singapore | Laws of Singapore | Singapore |
Dispute Resolution
Parties shall try to resolve any dispute arising out of or in relation to this Agreement (‘Dispute’) by mutual discussions within 30 days of the date of Dispute, failing which either of the Parties to the Agreement shall be entitled to serve a notice in writing referring the Dispute to arbitration by a sole arbitrator to be appointed mutually by both the Parties. The governing laws and the venue of arbitration are as mentioned in the table above. The proceedings of the arbitration shall be in the English language.
In any action or proceeding to enforce rights under this Agreement, the prevailing party will be entitled to recover legal costs and attorneys’ fees.
Force Majeure
Except for payment obligations, neither Party nor any of their affiliates will be liable for any delay or failure to perform any obligation under this Agreement where the delay or failure results from any cause beyond its reasonable control, including acts of God, electrical or power outages, cyber-attacks, government or regulatory restrictions (including the denial or cancellation of any export or other license) utilities or other telecommunications failures, lockdowns, pandemic, riots, acts of terrorism or war.
No Waiver
No waiver of any breach of any provision of this Agreement shall constitute a waiver of any prior, concurrent or subsequent breach of the same or any other provisions of this Agreement. Further, no waiver shall be effective unless made in writing and signed by an authorised signatory of the waiving party.
Severability
If any of the terms, conditions or provisions contained in this Agreement are determined by any court of competent jurisdiction to be invalid, unlawful or unenforceable to any extent, such term, condition or provision shall to that extent be severed from the remaining terms, conditions and provisions which shall continue to be valid to the fullest extent permitted by law.
Notices and Communication
All notices and other communications made or required to be given under this Agreement shall be in writing in English language and shall be deemed given upon receipt when sent through (1) email (2) registered post acknowledgement due, or (3) personal service, to the address specified below:
If to Harmoney: To the address and email ID provided in the table above
If to You: To the email ID provided at the time of registration and set-up of Your account
Agreement
This Agreement, including any written agreement executed between Harmoney and the Customer (“Written Agreement”), Order Forms, any supplemental terms and any additional Schedules, modifications or addenda that may be entered into from time to time constitutes the entire agreement between the Parties and supersedes all prior and contemporaneous agreements, proposals or representations, written or oral, concerning its subject matter.
Unless provided otherwise, in the event of any conflict between these Terms, supplementary terms, the terms of an Order Form, and a Written Agreement, the following order of priority shall apply:
Order Form
Written Agreement
Supplemental terms, if any
these Terms
HARMONEY HAS NO RESPONSIBILITY WHATSOEVER FOR YOUR COMPLIANCE WITH ANY REGULATORY REQUIREMENTS APPLICABLE TO YOU. UNLESS AND UNTIL YOU HAVE SPECIFICALLY SUBSCRIBED TO ANY RECORD KEEPING OR COMPLIANCE SERVICES FROM HARMONEY, YOU AND YOUR ORGANIZATION ARE SOLELY RESPONSIBLE FOR COMPLIANCE WITH SUCH RECORDKEEPING OR OTHER REGULATORY REQUIREMENTS AS MAY BE APPLICABLE TO YOU.
THIS ELECTRONIC RECORD IS GENERATED BY A COMPUTER SYSTEM AND DOES NOT REQUIRE ANY PHYSICAL OR DIGITAL SIGNATURES.
These Terms and Conditions (hereinafter the "Terms") constitute a binding agreement between the Customer, which expression shall include any User using and accessing the Services on behalf of the Customer (‘Customer’ or ‘You’) and the applicable Harmoney entity, namely HRMNY Pte Ltd or its subsidiaries, as per the jurisdiction of the Customer defined in the table below, (hereinafter referred to as “Harmoney” or the “Company” or "We/Our/Us" which expression shall include where appropriate its affiliates, successors and assignees). Harmoney and the Customer are individually referred to as Party and collectively as Parties.
These Terms shall govern your access to and use of www.harmoney.in (the “Website”) and/or any other services that may be rendered by Harmoney (collectively referred to as “Services”). This Agreement applies to all current and future orders for Services submitted online or pursuant to an Order Form executed between the Parties.
For the purposes of these Terms, "Harmoney" shall mean the Harmoney entity specified for the Customer Jurisdiction. The relevant governing law, jurisdiction, and venue of arbitration applicable to each Harmoney entity are set out in the Jurisdiction section.
Definitions
“Customer” means the individual or legal entity that has registered an account on the Website. Where the Customer is a legal entity (non-individual), it shall ensure that any employee, agent, or other individual using or accessing the Website on its behalf (a “User”) is duly authorized to do so and has the legal authority to bind the Customer to these Terms. Additionally, the Customer shall be responsible for all acts and omissions of such Users in connection with these Terms.
“Order Form” shall mean the form executed between the Parties with the details of the Services opted for by the Customer, including any statement of work, with relevant Service terms, pricing and payment terms. Separate Order Forms may be executed for different Services and Order Forms may be updated or modified from time to time.
Assent and Acceptance
By using the Services you agree to be legally bound by these Terms including those additional terms and conditions, and policies referenced herein and/or available by hyperlink and if You do not agree to be bound by these Terms, you shall cease to use the Services immediately.
Supplemental terms as may apply to certain Services will be disclosed to you in connection with the applicable Service(s)and are in addition to, and shall be deemed a part of, these Terms for the purposes of the applicable Service(s). Supplemental terms shall prevail over these Terms in the event of a conflict with respect to the applicable Services.
Harmoney may, at its sole discretion, amend these Terms or policies pertaining to the use of the Services from time to time and unless otherwise notified, amendments will be effective when the Company posts such updated Terms or the amended policies on the Website. In case of any changes to these Terms, we will change the "Last Updated" date above. Your continued access or use of the Services after such posting constitutes your consent to be bound by the Terms, as amended.
Services
Subject to your compliance with these Terms, Harmoney grants You a limited, non-exclusive, revocable, non-transferrable right to access and use the Services and any content, information and related materials that may be made available through the Services solely for your internal and lawful business purposes. Any rights not expressly granted herein are reserved by Harmoney
The Services may be updated from time to time, without adversely affecting the continued use of the Services. Harmoney makes no representations as to future features and functionalities, irrespective of public or private announcements or statements or comments made in this regard.
Certain files of information may be made available for download during the use of the Services. Such files of information are subject to these Terms and except where expressly permitted by Harmoney to do so, the information or any part of it may not be copied, reproduced, republished, downloaded, posted, broadcast or transmitted in any other way to any third parties for commercial gain.
Harmoney may make new optional functions/features (that are not part of the Services opted by the Customer) available to Customers free of charge. Such functions/features are made available at the sole discretion of Harmoney. They may be altered, restricted, suspended or cancelled at any time without notice by Harmoney in its sole discretion.
Customer represents, covenants, and warrants that Customer will use the Services only in compliance with Harmoney’s standard published policies available on this Website at www.harmoney.in including but not limited to these Terms, Privacy Policy and Code for Communication Services then in effect (the “Policy”) and all applicable laws and regulations. Wherever applicable, the Customer shall also comply with the Third party provider terms available at www.harmoney.in/third-party-terms outlining the use and restrictions on use of data of the applicable Third party providers.
Eligibility
You represent and warrant that You are legally eligible to agree to these Terms. The Company assumes no responsibility or liability for any misrepresentation of Your legal eligibility.
The Services are not offered to individuals or entities located in, resident in, or otherwise subject to the data protection laws of the European Union (EU), European Economic Area (EEA), the United Kingdom (UK), or any other jurisdiction where the General Data Protection Regulation applies. If you are accessing our services from the EU, EEA or UK, you are prohibited from using our Services and must discontinue use immediately.
Registration of Account
In order to use the Services, you must register for and maintain a service account (“Account”) on the Website.
You are responsible for all activity that occurs under your Account, and You agree to maintain the security and secrecy of your Account username and password at all times. You shall notify Harmoney immediately if you notice any actual or suspected security breach, unauthorised usage of Your account, or any similar incident, by sending an email to infosec@harmoney.in. You acknowledge and agree that any misuse of your Account for reasons not attributable to Harmoney shall be to your account and You will be liable for any and all liabilities incurred as a result of such misuse.
Payment of Fees
The Customer will pay Harmoney the applicable Fees as mentioned in each Order Form for the Services in accordance with the terms therein. The Fees are due and payable throughout each Service Term as per the terms set out in the Order Form.
All fees are non-cancellable and non-refundable, except as specifically provided in these Terms.
If Customer believes that Harmoney has billed Customer incorrectly, Customer must contact Harmoney no later than 60 days after the closing date on the first billing statement in which the error or problem appeared, in order to receive an adjustment or credit. Inquiries should be directed to Harmoney's customer support department by writing to support@harmoney.in.
Confidentiality and Proprietary Rights
Each Party (the “Receiving Party”) understands that the other Party (the “Disclosing Party”) has disclosed or may disclose business, technical, or financial information relating to the Disclosing Party or its business (hereinafter referred to as “Proprietary Information” of the Disclosing Party). Proprietary Information of Harmoney includes non-public information regarding features, functionality, and performance of the Services. Proprietary Information of Customer includes non-public data provided by the Customer to Harmoney to enable the provision of the Services. The Receiving Party agrees: (i) to take reasonable precautions to protect such Proprietary Information, and (ii) not to use (except in performance of the Services or as otherwise permitted herein) or divulge to any third person any such Proprietary Information. The Disclosing Party agrees that the foregoing shall not apply with respect to any information that (a) is or becomes generally available to the public, or (b) was in its possession or known by the Receiving Party prior to receipt from the Disclosing Party, or (c) was rightfully disclosed to the Receiving Party without restriction by a third party, or (d) was independently developed without use of any Proprietary Information of the Disclosing Party or (e) is required to be disclosed by law.
Harmoney shall have the right to collect, store, and analyze the data entered or generated during the course of using the Services by the Customer and other information relating to the provision, use, and performance of various aspects of the Services and related systems and technologies (“Customer Data”) in the manner listed below.
The Customer shall own all right, title, and interest in and to the Customer Data. Harmoney shall retain all right, title and interest in and to (a) the Services, all improvements, enhancements, or modifications thereto, (b) any software, applications, inventions, or other technology developed in connection with the Services, and (c) all intellectual property rights related to any of the foregoing and nothing in these Terms shall be deemed to assign or otherwise transfer the ownership of any Intellectual Property rights from one party to another.
Notwithstanding anything to the contrary, Harmoney will be free (during and after the term hereof) to (i) use the Customer Data to improve and enhance the Services and for other development, diagnostic and corrective purposes in connection with the Services and (ii) create aggregated, anonymized or de-identified forms of Customer Data and make such data available for analysis and other business purposes. For the avoidance of doubt, aggregated, de-identified or anonymized data will never identify the Customer, User, or any individual and shall not be considered Customer Data as defined in this Agreement.
Harmoney reserves the right at all times to disclose any information, including Customer Data and Proprietary Information, when compelled to do so by any applicable law, regulation, regulatory, legal process, or governmental request; however, Harmoney shall, if permissible, provide Customer notice of the same.
Harmoney shall promptly notify the Customer if Harmoney knows or has reason to believe that there has been any misuse, compromise, loss, or unauthorized disclosure or acquisition of, or access to any Customer information or account (an “Information Security Breach”). Upon any discovery of an Information Security Breach, Harmoney shall investigate, remediate, and mitigate the effects of the Information Security Breach.
Restrictions
You agree to not use the Services for any unlawful purpose or any purpose prohibited hereunder or in any way that could damage the Services or general business of Harmoney. If you do not comply with these Terms, Harmoney may suspend or terminate your access to the Services, in addition to Harmoney’s right to seek recourse, including financial recourse.
You shall not:
use the Services in any manner except as expressly provided in these Terms or in violation of applicable laws, regulations, and market conventions. You are responsible for obtaining and maintaining all authorisations, consents and licenses that may be necessary to receive or use the Services.
provide any unauthorised third parties with access to the Services; or re-sell, grant any rights to third parties to the Services, lease, time-share, lend or rent the Services
act in a manner that shall be detrimental to the interests of other customers of Harmoney or do any acts that are in violation of applicable laws including applicable regulatory requirements
perpetrate any fraud or use the Services for any unlawful purpose or to solicit others to perform or participate in any unlawful acts.
use false name or details, misrepresent your role or who you work for, or otherwise deceive Harmoney or other users
use the Services to conduct or execute any transactions or trades in a fraudulent manner, use any manipulative or deceptive device, employ any scheme to defraud or engage in any practice which would amount to defrauding any person or which would be in contravention of applicable securities laws or Exchange directions.
remove any copyright, trademark or other proprietary notices from any portion of the Services;
copy, reproduce, modify, merge the software contained within the Services, prepare derivative works based upon the software, or distribute, license, lease, sell, resell, transfer, publicly display, publicly perform, transmit, stream, broadcast or otherwise exploit the Services or any part thereof, except as expressly permitted by Harmoney;
create, re-create, re-engineer, reverse engineer, decompile, disassemble or otherwise attempt to discover the source code, object code or underlying structure, ideas, know-how, or algorithms relevant to the Services or any software, documentation or data related to the Services;
cause or launch any programs or scripts for the purpose of data scraping, indexing, extraction, surveying, or otherwise data mining any portion of the Services or unduly burdening or hindering the operation and/or functionality of any aspect of the Services or any other computer system including by introduction of any virus, Trojan horses, worms, time bombs or such material;
attempt to gain unauthorized access to or impair any aspect of the Services or its related systems or networks;
do any such acts during the use of the Services, which may result in the blacklisting of any of our IP addresses.
You may not remove or export from or allow the export or re-export of the Services, software, or anything related thereto, or any direct product thereof in violation of any restrictions, laws, or regulations applicable to Harmoney.
Harmoney shall have the ongoing right to monitor your use of the Services to the extent required to determine your compliance with these Terms. Any activity done through the Services in violation of these Terms is done at your own risk. Harmoney reserves the right to terminate your use of the Services for violating any of the Terms mentioned herein.
Data Loss
Harmoney does not accept responsibility for the security of Your account or content. You agree that Your use of the Services is at Your own risk.
Third Party Links and Content
Harmoney may occasionally post links to third-party websites or other services. You agree that Harmoney is not responsible or liable for any loss or damage caused as a result of Your use of any third party services linked to from the Services.
Service Interruptions
Harmoney may need to interrupt Your access to the Services to perform maintenance or emergency services on a scheduled or unscheduled basis. You agree that Your access to the Services may be affected by unanticipated or unscheduled downtime, and that Harmoney shall have no liability for any damage or loss caused as a result of such downtime.
Communication
By agreeing to these Terms, you consent to receive communications including e-mail messages regarding these Terms, as well as information about product updates and services offered by Harmoney. Communication can also be by posting any notices on the Website. You agree that the communications sent to You by Harmoney shall not be construed as spam or bulk under any law prevailing in any country where such communication is received.
Privacy
You understand that by using the Service, you consent and agree to the collection and use of certain information about You in accordance with Harmoney’s Privacy Policy as available on the Website and these Terms. Harmoney’s Privacy Policy applies to Your personal information collected under these Terms. You further understand and agree that this information may be transferred to the other countries in an anonymized form for storage and analytical purposes by Harmoney, its affiliates, and/or their service providers in accordance with applicable law.
Disclaimer and Assumption of Risk
The Services are provided as a solution for viewing market information, communicating electronically and trade execution management. Harmoney acts solely as a conduit and processor of data received from third-party data providers. Harmoney does not originate or validate such data and assumes no responsibility for any errors, omissions, inaccuracies, or delays in the data as received or relayed. Harmoney does not hold any responsibility for errors or mistakes that may result in loss or damage to You. You acknowledge and agree that any information given or generated while using the Services is not intended to be legal, business, investment, tax or financial advice and Harmoney shall not assume responsibility or liability for the same.
Harmoney cannot guarantee that outputs generated using artificial intelligence will be 100% accurate and/or free from hallucinations or will accurately or completely reflect facts. The output should not be considered as professional advice or recommendation. The Customer acknowledges and agrees that it remains responsible for reviewing and approving all final outputs prior to making decisions based on the outputs or any public disclosure, regulatory submission, or dissemination of such outputs. You accept and agree that any use of information generated from the use of the Services is at your sole risk and you will not rely on such information as a sole source of truth or factual information, or as a substitute for professional advice.
Term and Termination
This Agreement takes effect when you click an “I Agree” button or check box presented with these terms or, when you use any of the Services, whichever is earlier, (the “Effective Date”). This Agreement shall continue to be in effect until:
Expiry or termination of all Order Forms executed between the Parties.
Terminated by either Party, upon thirty (30) days’ prior written notice (or without notice in the case of nonpayment), if the other party breaches any of the terms or conditions of this Agreement including, but not limited to, violating the intellectual property rights of Harmoney or a third party, failing to comply with applicable laws or other legal obligations, and/or publishing or distributing illegal material, in addition to any legal remedies available to the Parties.
Terminated by the Customer with immediate effect if it does not agree to any amendment to these Terms by giving prior written notice within 30 days of such amendment.
In the absence of an Order Form executed between the Parties, either Party may terminate this Agreement by giving 60 days’ prior written notice.
It is hereby clarified You will pay in full for the Services up to and including the last day on which the Services are provided.
If You terminate this Agreement due to a breach by Harmoney under clause (b) or pursuant to clause (c), You will be refunded any prepaid fees for the unutilised term of the Services post termination.
Upon termination of these Terms, all accrued rights and obligations of the Parties, and any provisions that would be expected to survive termination by their nature including, without limitation, accrued rights to payment, confidentiality obligations, warranty disclaimers, and limitations of liability shall remain in full force and effect. Upon termination of this Agreement, all Order Forms executed between the Parties will automatically terminate.
Limited Warranty
Harmoney makes no warranties that the Services will be uninterrupted, error-free, or secure. However, Harmoney shall use reasonable efforts to maintain the Services in a manner that minimizes errors and interruptions in the Services. The Services may be temporarily unavailable for scheduled maintenance or for unscheduled emergency maintenance, either by Harmoney or by third-party providers, or for reasons beyond Harmoney’s control. However, Harmoney shall use reasonable efforts to provide advance notice in writing or by e-mail of any scheduled service disruption.
You agree that Your use of the Services is at Your sole and exclusive risk and that the Services and all information, software, products, services and related graphics provided through the Services is on an "as is" and "as available" basis. Harmoney expressly disclaims all warranties, expressed or implied including, without limitation, all implied warranties of accuracy, reliability, merchantability, fitness for a particular purpose, title and non-infringement. You agree that any and all losses or damages that may occur to You from Your use of the Services including any loss of Your data is Your sole responsibility and that Harmoney is not liable for any such damage or loss.
Harmoney warrants that, during the term of this agreement, Harmoney will employ commercially reasonable system security measures. While Harmoney uses industry standard information security measures to protect the Service from viruses and malicious attacks, Harmoney does not represent or guarantee that the Service or the results from accessing, availing or downloading of any information from this site will be free from loss, corruption, attack, viruses, interference, hacking, or other security intrusion, and Harmoney disclaims any liability relating thereto to the extent that such loss, corruption, attack, viruses, interference, hacking, or other security intrusion occur despite Harmoney using the information security measures. Except as expressly set forth in this section, Harmoney makes no representation, warranty, covenant or agreement that its security measures will be effective and neither Harmoney nor its affiliates shall have any liability for the breach of its security measures, or the integrity of the systems or Harmoney’s computer servers, unless caused by the wilful misconduct or gross negligence of its employees.
Indemnity
You agree to defend, indemnify and hold harmless Harmoney, its affiliates, its officers, directors, employees and agents from and against any and all claims, damages, obligations, losses, liabilities, debts, settlements and costs (including reasonable attorney’s fees), brought against Harmoney by third parties arising from (i) Your use of and access of the Services; (ii) Your violation of these Terms; (iii) Your violation of any third party right, including without limitation any Intellectual property, proprietary, confidentiality, or privacy right; or (iv) any claim that any information, content, messages You submitted through the Services caused damage. Your indemnification obligation under this Indemnity Section will survive termination of this Agreement and Your use of the Services.
Harmoney shall hold You harmless from liability to third parties resulting from infringement by the Services of any patent or any copyright or misappropriation of any trade secret, provided Harmoney is promptly notified of any and all threats, claims, and proceedings related thereto and given reasonable assistance and the opportunity to assume sole control over defense and settlement. Harmoney will not be responsible for any settlement it does not approve in writing. The foregoing obligations do not apply with respect to portions or components of the Services (i) not supplied by Harmoney, (ii) made in whole or in part in accordance with Customer specifications, (iii) that are modified after delivery by Harmoney, (iv) combined with other products, processes or materials where the alleged infringement relates to such combination, (v) where the Customer continues allegedly infringing activity after being notified thereof or after being informed of modifications that would have avoided the alleged infringement, or (vi) where the Customer’s use of the Services is not strictly in accordance with this Agreement. If, due to a claim of infringement, the Services are held by a court of competent jurisdiction to be or are believed by Harmoney to be infringing, Harmoney may, at its option and expense (a) replace or modify the Services to be non-infringing provided that such modification or replacement contains substantially similar features and functionality, (b) obtain for Customer a license to continue using the Services, or (c) if neither of the foregoing is commercially practicable, terminate this Agreement and Customer’s rights hereunder and provide Customer a refund of any prepaid, unused fees for the Service.
Limitation on Liability
NOTWITHSTANDING ANYTHING TO THE CONTRARY, EXCEPT FOR BODILY INJURY OF A PERSON, HARMONEY AND ITS SUPPLIERS (INCLUDING BUT NOT LIMITED TO ALL EQUIPMENT AND TECHNOLOGY SUPPLIERS), AFFILIATES, DIRECTORS, OFFICERS, REPRESENTATIVES, CONTRACTORS AND EMPLOYEES SHALL NOT BE RESPONSIBLE OR LIABLE WITH RESPECT TO ANY SUBJECT MATTER OF THIS AGREEMENT OR TERMS AND CONDITIONS RELATED THERETO UNDER ANY CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHER THEORY: (A) FOR ERROR OR INTERRUPTION OF USE OR FOR LOSS OR INACCURACY OR CORRUPTION OF DATA, LOSS OF OPERATION TIME OR COST OF PROCUREMENT OF SUBSTITUTE GOODS, SERVICES OR TECHNOLOGY; INCREASED COSTS OR WASTED EXPENDITURE (B) FOR LOSSES OR DAMAGES OF ANY SORT WHATSOEVER, MORE PARTICULARLY: (i) TRADING, MARKET OR PORTFOLIO LOSSES; OR, (ii) LOSS OF BUSINESS, LOSS OF PROFITS, CONTRACTS, OR REVENUES, LOSS OF OR DAMAGE TO GOODWILL, OR LOSS OF ANTICIPATED SAVINGS; (C) FOR ANY UNINTENDED OR UNFORESEEN RESULTS OBTAINED FROM THE SERVICES (D) FOR ANY MATTER BEYOND HARMONEY’S REASONABLE CONTROL; OR (E) FOR ANY AMOUNTS THAT, TOGETHER WITH AMOUNTS ASSOCIATED WITH ALL OTHER CLAIMS, EXCEED THE FEES PAID BY CUSTOMER TO HARMONEY FOR THE SERVICES UNDER THIS AGREEMENT IN THE 12 MONTHS PRIOR TO THE ACT THAT GAVE RISE TO THE LIABILITY, IN EACH CASE, WHETHER OR NOT HARMONEY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
IN NO EVENT SHALL EITHER HARMONEY, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS OR AFFILIATES OR YOU BE LIABLE, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGE OF ANY NATURE WHATSOEVER OR HOWSOEVER ARISING OUT OF THIS AGREEMENT.
General Provisions
Assignment
You cannot assign or otherwise transfer your rights or obligations under this Agreement to any third party without the prior written consent of Harmoney. Harmoney may transfer and assign any of its rights and obligations under this Agreement without consent from the Customer.
Jurisdiction and Governing Law
The Parties hereby agree that this Agreement shall be governed by and construed in accordance with the laws applicable to Harmoney and all disputes that arise under this Agreement shall be subject to the exclusive jurisdiction of the competent courts that Harmoney is subject to, as mentioned in the table below.
Customer Jurisdiction | Name of Harmoney entity (‘Harmoney’) | Address | Jurisdiction of courts | Governing Law | Venue of arbitration |
|---|---|---|---|---|---|
India | Yenomrah Technologies Pvt Ltd | 103, Dom Ann Villa, NP Thakkar Road, Vile Parle (East), Mumbai 400057 | The courts in Mumbai, India | Laws of India | Mumbai, India |
Rest of the world | HRMNY Pte Ltd | 77, High Street #09-11, High Street Plaza, Singapore 179433 | The courts of Singapore | Laws of Singapore | Singapore |
Dispute Resolution
Parties shall try to resolve any dispute arising out of or in relation to this Agreement (‘Dispute’) by mutual discussions within 30 days of the date of Dispute, failing which either of the Parties to the Agreement shall be entitled to serve a notice in writing referring the Dispute to arbitration by a sole arbitrator to be appointed mutually by both the Parties. The governing laws and the venue of arbitration are as mentioned in the table above. The proceedings of the arbitration shall be in the English language.
In any action or proceeding to enforce rights under this Agreement, the prevailing party will be entitled to recover legal costs and attorneys’ fees.
Force Majeure
Except for payment obligations, neither Party nor any of their affiliates will be liable for any delay or failure to perform any obligation under this Agreement where the delay or failure results from any cause beyond its reasonable control, including acts of God, electrical or power outages, cyber-attacks, government or regulatory restrictions (including the denial or cancellation of any export or other license) utilities or other telecommunications failures, lockdowns, pandemic, riots, acts of terrorism or war.
No Waiver
No waiver of any breach of any provision of this Agreement shall constitute a waiver of any prior, concurrent or subsequent breach of the same or any other provisions of this Agreement. Further, no waiver shall be effective unless made in writing and signed by an authorised signatory of the waiving party.
Severability
If any of the terms, conditions or provisions contained in this Agreement are determined by any court of competent jurisdiction to be invalid, unlawful or unenforceable to any extent, such term, condition or provision shall to that extent be severed from the remaining terms, conditions and provisions which shall continue to be valid to the fullest extent permitted by law.
Notices and Communication
All notices and other communications made or required to be given under this Agreement shall be in writing in English language and shall be deemed given upon receipt when sent through (1) email (2) registered post acknowledgement due, or (3) personal service, to the address specified below:
If to Harmoney: To the address and email ID provided in the table above
If to You: To the email ID provided at the time of registration and set-up of Your account
Agreement
This Agreement, including any written agreement executed between Harmoney and the Customer (“Written Agreement”), Order Forms, any supplemental terms and any additional Schedules, modifications or addenda that may be entered into from time to time constitutes the entire agreement between the Parties and supersedes all prior and contemporaneous agreements, proposals or representations, written or oral, concerning its subject matter.
Unless provided otherwise, in the event of any conflict between these Terms, supplementary terms, the terms of an Order Form, and a Written Agreement, the following order of priority shall apply:
Order Form
Written Agreement
Supplemental terms, if any
these Terms
HARMONEY HAS NO RESPONSIBILITY WHATSOEVER FOR YOUR COMPLIANCE WITH ANY REGULATORY REQUIREMENTS APPLICABLE TO YOU. UNLESS AND UNTIL YOU HAVE SPECIFICALLY SUBSCRIBED TO ANY RECORD KEEPING OR COMPLIANCE SERVICES FROM HARMONEY, YOU AND YOUR ORGANIZATION ARE SOLELY RESPONSIBLE FOR COMPLIANCE WITH SUCH RECORDKEEPING OR OTHER REGULATORY REQUIREMENTS AS MAY BE APPLICABLE TO YOU.
Harmoney
Jai Villa, Devshakti
Tilak road, Santacruz(W),
Mumbai, 400054
Harmoney
Jai Villa, Devshakti
Tilak road, Santacruz(W),
Mumbai, 400054